*, *::before, *::after {
    box-sizing: border-box;
    margin: 0;
    padding: 0;
}

html {
    scroll-behavior: smooth;
}

body {
    font-family: var(--font-body);
    background: var(--bg-primary);
    color: var(--text);
    min-height: 100vh;
    line-height: 1.6;
    overflow-x: hidden;
}

body::before {
    content: '';
    position: fixed;
    inset: 0;
    background:
        radial-gradient(ellipse at 10% 20%, var(--primary-10) 0%, transparent 50%),
        radial-gradient(ellipse at 90% 80%, var(--accent-10) 0%, transparent 50%),
        radial-gradient(ellipse at 50% 50%, var(--primary-05) 0%, transparent 70%);
    pointer-events: none;
    z-index: 0;
}

body > * {
    position: relative;
    z-index: 1;
}

h1, h2, h3 {
    font-family: var(--font-heading);
    font-weight: 700;
    letter-spacing: 0.02em;
}

h4, h5, h6 {
    font-family: var(--font-body);
    font-weight: 600;
}

.container {
    max-width: 1240px;
    margin: 0 auto;
    padding: 0 24px;
}

.section {
    padding: 80px 0;
}

.section-sm {
    padding: 48px 0;
}

.section-label {
    display: inline-flex;
    align-items: center;
    gap: 8px;
    font-size: 0.75rem;
    font-weight: 700;
    color: var(--primary-light);
    text-transform: uppercase;
    letter-spacing: 0.12em;
    margin-bottom: 12px;
}

.section-label::before {
    content: '';
    display: block;
    width: 20px;
    height: 2px;
    background: var(--accent);
    border-radius: 2px;
}

.section-title {
    font-family: var(--font-heading);
    font-size: clamp(2rem, 4vw, 3rem);
    font-weight: 700;
    margin-bottom: 16px;
}

.section-title .accent {
    color: var(--accent);
}

.divider {
    height: 1px;
    background: var(--border);
    margin: 24px 0;
}

.grid-2 { display: grid; grid-template-columns: 1fr 1fr; gap: 20px; }
.grid-3 { display: grid; grid-template-columns: 1fr 1fr 1fr; gap: 20px; }
.flex { display: flex; }
.flex-center { display: flex; align-items: center; justify-content: center; }
.flex-between { display: flex; align-items: center; justify-content: space-between; }
.gap-1 { gap: 8px; }
.gap-2 { gap: 16px; }
.gap-3 { gap: 24px; }
.mt-1 { margin-top: 8px; }
.mt-2 { margin-top: 16px; }
.mt-3 { margin-top: 24px; }
.mt-4 { margin-top: 32px; }
.mb-1 { margin-bottom: 8px; }
.mb-2 { margin-bottom: 16px; }
.mb-3 { margin-bottom: 24px; }
.mb-4 { margin-bottom: 32px; }
.hidden { display: none !important; }
.w-full { width: 100%; }
.text-primary { color: var(--primary-light); }
.text-accent { color: var(--accent); }
.text-muted { color: var(--text-muted); }
.text-secondary { color: var(--text-secondary); }
.text-success { color: var(--success); }
.text-error { color: var(--error); }
.text-warning { color: var(--warning); }

.reveal {
    opacity: 0;
    transform: translateY(32px);
    transition: opacity 0.7s ease, transform 0.7s ease;
}

.reveal.visible {
    opacity: 1;
    transform: translateY(0);
}

.reveal-left {
    opacity: 0;
    transform: translateX(-32px);
    transition: opacity 0.7s ease, transform 0.7s ease;
}

.reveal-left.visible {
    opacity: 1;
    transform: translateX(0);
}

.reveal-right {
    opacity: 0;
    transform: translateX(32px);
    transition: opacity 0.7s ease, transform 0.7s ease;
}

.reveal-right.visible {
    opacity: 1;
    transform: translateX(0);
}

.reveal-delay-1 { transition-delay: 0.1s; }
.reveal-delay-2 { transition-delay: 0.2s; }
.reveal-delay-3 { transition-delay: 0.3s; }
.reveal-delay-4 { transition-delay: 0.4s; }

.service-card {
    transition: transform 0.25s ease, box-shadow 0.25s ease, border-color 0.25s ease;
}

.service-card:hover {
    transform: translateY(-6px);
    box-shadow: 0 16px 48px rgba(0,0,0,0.3);
    border-color: var(--primary-30);
}

.account-grid {
    display: grid;
    grid-template-columns: 1fr 1fr;
    gap: 20px;
    margin-bottom: 20px;
}

@media (max-width: 640px) {
    .account-grid {
        grid-template-columns: 1fr;
    }
}